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how long does it take for an overdraft fee to hit the account if it hasn't been 24 hours since you overdrew from the account?
October 28, 2017 07:41:56 AM
In reply to mariah, tampa
Welcome to TD Helps, Mariah.
We'll be more than happy to clear up any confusion.
In the event that your account becomes overdrawn, overdraft fees are typically assessed on the following business day. At this time, business days are not considered weekends or holidays. For example, should you overdraw your account on a Saturday, the transactions would post to your account on Monday, and so you would receive any overdraft fees on Tuesday.
You're more than welcome to check out our Fee Schedule, which you can find here: https://go.td.com/2lbbfGg.
If you would prefer to discuss your account in further detail, we're always here to help. Banking Specialist can be reached by simply calling 1-888-751-9000, 24 hours a day, 7 day a week. You may also visit your nearest TD Store location, during lobby hours, to speak with a Customer Service Representative. To take a look at Store locations and their hours, please visit http://go.td.com/1f9DSJR.
If you're unable to call or visit a TD Store location, that's okay, as you're also welcome to send us a secure message. To send a secure message, you will first want to log into your TD Bank online profile by clicking here: https://go.td.com/1eaISlq. Once you've successfully logged in, look for the 'Message Center' on the left hand side and select 'Send a secure message'.
If you have downloaded our mobile banking app for your smartphone, you may also use this method to send a secure message. From your Mobile Banking, log in and select 'Send a Secure Message' from the side Menu. We generally respond within 24 hours or less.
Thanks for stopping by today, Mariah, and we hope this information was helpful.
Enjoy the start to your weekend.
Brittany M, Mount Laurel
October 28, 2017 07:42:15 AM