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July 5, 2015 01:12:48 PM
In reply to D, Eatontown
Thank you for joining us on TD Helps, D.
Welcome to the community!
From your message, we gather that you've written a check to another party for $20,000. If we've understood this correctly, then we'd like to let you know that the posting time for this item does depend on your payee, their account and their bank's guidelines.
First, checks will post to an account once the item has been deposited. If you wrote the check and it hasn't cleared yet, you may wish to check with your payee to see if they have negotiated it yet.
Once it has been written and deposited, funds may clear at any time. To get a better idea of the time frame it may take, the payee can reach out to their bank for more specific information. Within TD Bank, funds may become available as soon as the next business day, or can be held for up to seven business days for verification purposes. You can read more about our deposit availability here: http://bit.ly/1kb17UQ on pages 38-41.
If we have misunderstood your question, D, then please reply! Just use the button in the top right and provide us with a bit more information so we can converse.
Thanks again for writing to us, and hope you enjoy the rest of your holiday weekend.
Kristen P, Mount Laurel
July 5, 2015 01:13:56 PM