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October 21, 2015 03:05:30 PM
In reply to Brenda, Duxbury
Thanks for stopping by TD Helps today, Brenda! We'll be glad to go over our funds availability policy with you this afternoon.
We'd like to begin by stating that deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that same business day. A business day is every day except Saturdays, Sundays, and federal holidays. If you make a deposit at an ATM before 8:00 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8:00 PM or on a day we are not open, we will consider that the deposit was made on the next business day. Accounts that are 90 days old will have the initial $100 made available and generally see availability of funds the next business day.
You may also take a look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 39-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We hope this answers your question and feel free to give us a call 24/7 at 888-751-9000 or visit us at any TD Bank during lobby hours if you should have any additional questions. Click here: http://bit.ly/TDStores to find a TD Bank near you. Take care and have a great Wednesday, Brenda!
Katherine G, Mount Laurel
October 21, 2015 03:06:57 PM