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I been with TD banks for like 2 months can I overdraft ?
January 4, 2018 08:20:57 AM
In reply to Timmy, Columbia
Good morning, Timmy.
We appreciate you bringing your question to TD Helps today, and we'll be more than happy to clear up any confusion you may be experiencing.
Here at TD Bank, we offer a discretionary overdraft feature, called TD Debit Card Advance. This automatic overdraft feature enables TD Bank to cover your everyday debit card transactions, even when you don't have enough money available in your account. We offer this service as a convenience, and as a safety net to give you the peace of mind in knowing that your card will work for you when you need it most.
Should your account be enrolled in TD Debit Card Advance, you may be able to overdraw your account; however, it's important to note that TD Bank pays overdrafts at our discretion, and when taking advantage of this feature, fees may be applied. To learn more about any fees, you're welcome to check out our Fee Schedule here: https://go.td.com/2lbbfGg. We've also provided a link here: https://go.td.com/2exVmIX which includes more information on TD Bank's TD Debit Card Advance feature.
If you're unsure of whether or not your account is enrolled, you're welcome to connect with us directly, and we'll be happy to review your account with you.
Banking Specialists can be reached by simply dialing 1-888-751-9000, and are available to help 24 hours a day, 7 days a week. Customer Service Representatives may also be reached at any number of our Store locations, during lobby hours. To take a look at Store locations and their hours, please visit http://go.td.com/1f9DSJR.
If you're unable to call or visit a Store location, we understand, and would like to recommend that you then send us a secure message. To send a secure message, you will first want to log into your TD Bank online profile by clicking here: https://go.td.com/1eaISlq. Once you've successfully logged in, look for the 'Message Center' on the left hand side and select 'Send a secure message'.
If you have downloaded our mobile banking app for your smartphone, you may also use this method to send a secure message. From your Mobile Banking, log in and select 'Send a Secure Message' from the side Menu. We generally respond within 24 hours or less.
We hope you found this information helpful, Timmy, and thanks again for stopping by.
Have a great day!
Brittany M, Mount Laurel
January 4, 2018 08:21:31 AM