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I've deposited a check on saturday this weekened. That same day i went to burger king and ate a Whooper. Next day, Sunday, a withdrew money and in the morning of that day i made a payment to discover card. Now on Monday i have a negative balance...why this?
November 13, 2014 02:24:21 PM
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In reply to christian, paterson
Hello Christian, thanks for stopping by TD Helps. We would be happy to help answer your question.
Usually, when you deposit a check at a TD Bank ATM, the first $100 is made available immediately. The rest of the funds are usually credited to your account on the following business day.
If your deposit was made at TD Bank before 8:00 PM on a business day, it would be considered a deposit on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. As you've mentioned that you made a deposit on Saturday, we will consider that the deposit was made on the following business day. For weekend deposits, this usually means that the deposit will be considered Monday's deposit and will post to your account Tuesday. Please keep in mind that if Monday of that week is a federal holiday, the deposit is considered for Tuesday and will post to your account on Wednesday.
Please note, exceptions can also occur which can cause delays in funds availability. For example, if you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for up to 7 business days for verification purposes. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have questions about your deposit or availability, please give us a call anytime! Our Banking Specialists are available 24/7 at 888-751-9000 and can answer any questions you may have.
We hope this helps, Christian. Please let us know if you have any additional questions.
Yen D, Mount Laurel
November 13, 2014 02:39:08 PM