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I've applied for a secured credit card, and got my approval letter earlier this month. My credit account is now active. If deposit money to that account by tomorrow, how long it will take to process and send the card to my address?
June 30, 2015 11:02:11 AM
In reply to Asif, Corning
Welcome to TD Helps, Asif.
Once you’ve received your approval letter, you have within 15 days to deposit funds into your TD Simple Savings account. After your deposit has been made, you should than expect to receive your card via mail within 7-10 business days.
Usually, when you deposit a check with a Teller, the first $100 should be made available immediately. The rest of the funds are generally credited to your account on the following business day.
If you make a deposit at a TD Bank ATM before 8:00 PM on a business day and your account has been opened 90 days or longer, you will also be granted availability on the first $100.00 of your check deposits for the day. Please note that a business day is every day except Saturdays, Sundays, and federal holidays. Cash deposits made with the teller or via the ATM are fully available at the time of deposit.
Please keep in mind that exceptions can also occur which can cause delays in funds availability. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any other questions, feel free to call us 24/7 at 888-561-8861. After account verification, we'd be happy to help.
Hope this helps answer your questions, Asif. Enjoy your day and let us know if you need anything else.
Yen D, Mount Laurel
June 30, 2015 11:11:07 AM
In reply to Yen, Mount Laurel
Dear Yen D,
Thanks for your reply. Here is two issues I need to know.
1. Unfortunately the 15 business days have been passed. I didn't get the chance to deposit money within this time period. Can I deposit it today?
2. If I can deposit now, can I do it through Online Banking?
Thanks in Advance
July 2, 2015 12:41:59 PM
Hello Asif and thanks for choosing to visit us on TD Helps.
We recommend visiting your local TD Bank Store during lobby hours with the letter you received so they may review this with you. During your visit, they'd be able to discuss your next step with you. For a listing of TD Bank Stores, we invite you to look here: http://bit.ly/TDStores.
If you'd like to make an appointment with a TD Bank Store, you may do so by calling 888-751-9000, 24/7.
We hope this helps and have a wonderful rest of your week!
Sandy D, Mount Laurel
July 2, 2015 12:56:22 PM