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I have a foreign bank draft to deposit, how long of business days to handling it? Can I check the amount online whatever the draft not been cleared?
May 12, 2017 11:34:55 AM
In reply to Ricky, Newtown
Hi Ricky! Thanks for coming to TD Helps with your questions.
The speed in which a foreign check deposit will clear depends on several factors, including the dollar amount and whether or not it's in US funds. Foreign checks that have to be sent for collection will generally take between 4-6 weeks. If the check does not need to be sent out for collection, it could be as short as 3 business days.
While a foreign check is being processed, updates on the status of the deposit will not be available online. Depending on the type of check you deposit, you may be able to inquire with the representative about an estimated time frame. To find a store near you to make this deposit click here: https://go.td.com/1nq31dc.
We encourage you to view our Deposit Account Agreement here: https://go.td.com/1kb17UQ. On pages 41-44 you can find our Funds Availability. Please refer directly to page 43 for specific information on foreign check deposits.
Have a great weekend, Ricky!
Customer Service Team, Mount Laurel
May 12, 2017 11:36:03 AM