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check clear time ?
selling an item out of state, how long should we wait before shipping to be sure check cleared ?
sal, manchester , nh
December 18, 2015 08:58:03 AM
1 person recommended this |
In reply to sal, manchester , nh
Welcome to TD Helps, Sal. We're glad to go over funds availability with you.
While most checks deposited with a TD Bank teller prior to 8:00 pm on a business day are available the next banking day (given that your account has been open with us for at least 30 days), it does not mean that TD Bank has received the funds from your check issuer's financial institution. We generally give you provisional credit for items deposited into your account before they actually clear through the financial institution. For more information on our Deposit Policy, please see our Personal Deposit Account Agreement at http://bit.ly/1kb17UQ. On page 5, you can find the information that should address your concern. You can also review our general Funds Availability Policy on Pgs. 38-41 for further information.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
If we can assist you again, please feel free to write to us anytime! We hope this helps and enjoy your weekend, Sal!
LiShu R, Mount Laurel
December 18, 2015 08:58:29 AM