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I was just given an NSF, how long do I have before I am charge a late fee of any sort?
Bryan, Port Moody
October 29, 2016 11:03:28 AM
In reply to Bryan, Port Moody
Thanks for contacting TD Helps today, Bryan. This is a great question, and we'll be happy to point you in the right direction.
If your account is overdrawn by 10 consecutive days, a one-time Sustained Overdraft fee will be applied to your account. To learn more about fees that may apply, we recommend you check out https://go.td.com/1cTejgt. In addition, if your checking account remains in an overdrawn status for 60 Calendar Days, or if at an earlier time we determine that the overdraft balance is noncollectable, we may close and place the account in collection status. For additional information, please check out pages 10 and 11 of our Personal Deposit Agreement by clicking here: https://go.td.com/1kb17UQ.
If you have any concerns or questions about how long your account may have been overdrawn, you may contact us, 24/7, at 1-888-751-9000. You're also able to visit any TD Store during lobby hours for assistance. To take a look at Store locations and their hours please visit http://go.td.com/1f9DSJR. Upon proper account verification, we will be gladly to assist you and answer any questions you may have.
In addition, if you are enrolled in Online Banking, you may send a secure message using www.tdbank.com to have any of your concerns reviewed. To send a secure message you must first logon to your TD Bank online profile. You may do so by clicking here: http://go.td.com/1eaISlq. On the left hand side, you should see an option to "Send a secure message" located in the “Message Center."
Please know that we would like to assist you directly with your account, however, TD Helps is considered an unsecured forum and we do not have access to your account/personal information.
Thanks again for stopping by, Bryan. We hope you have a great weekend.
Customer Service Team, Mount Laurel
October 29, 2016 11:04:33 AM