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How long with this pending transaction take to complete?
July 28, 2017 03:17:45 PM
In reply to Saundra, Hillsborough
Hi Saundra! Thanks for writing in.
From the information you've provided it sounds like the transaction in question may be an ATM withdrawal that was done today.
If that's the case, you should see this transaction post to your account tonight during overnight processing. Please know that even while listed in your pending transactions, this withdrawal should already be deducted from your available balance.
If this is a purchase you've made rather than a withdrawal, it may take some time to post to the account. This transaction will remain in a pending status until the merchant collects the funds. Once the funds are collected, we'll be able to post the transaction to your account. Because the collection of funds is determined by the merchant, we're unable to determine when it might occur or expedite this process.
If you have any additional questions, please don't hesitate to give us a call 24/7 at 888-751-9000 or stop in to see us at any of our Stores. To find one near you, please click here: https://go.td.com/1nq31dc.
Have a wonderful weekend, Saundra!
Candice A, Mount Laurel
July 28, 2017 03:18:04 PM
In reply to Candice, Mount Laurel
Can my daily limit be increased so that this goes through today?
July 28, 2017 03:51:47 PM
Hi Saundra! Thanks for writing back.
Our debit cards come with an ATM withdrawal limit of $760 per day and a Visa limit of $5,000 per day.
If this transaction was not approved or you need to make an additional charge, we may be able to increase your daily limit. Please give us a call at 888-751-9000 or stop in to see us at a local TD Bank Store. We'd be happy to go over your withdrawal or purchase needs and see if we're able to increase your limit to accommodate it.
If this transaction is pending on your account already and you're waiting for the purchase to post to the account, please know that increasing the spending limit will not expedite it posting to the account.
We hope this info helps, Saundra. Take care!
Candice A, Mount Laurel
July 28, 2017 03:52:02 PM