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How many days after will TD Bank Charge off your account after it has hada negative balance?
John, Columbia, MD
November 10, 2014 06:01:04 AM
In reply to John, Columbia, MD
Thanks for joining us here on TD Helps, John. We would be happy to answer your question.
Generally, when a Checking or Money Market Account remains in overdrawn status for sixty (60) Calendar Days, or such earlier time that we determine that the overdraft balance is uncollectible, the Bank will close and place the Checking or Money Market Account in collection status. For more information, we invite you to view our Deposit Account Agreement at http://bit.ly/1kb17UQ (pgs. 9-10) for additional information. We'd also like to let you know that if an account continues to be overdrawn for ten (10) consecutive business days, a sustain overdraft fee may be assessed. Please take a look here at our current Fee Schedule: http://bit.ly/1cTejgt for more information.
We hope this helps, John. Enjoy your day and let us know if you have any further questions.
LiShu R, mount laurel
November 10, 2014 06:02:42 AM