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November 17, 2014 07:00:17 AM
In reply to Lauren, Brick
Thank you for stopping by TD Helps, Lauren! We'll be glad to help you today.
If you currently have a joint personal Checking account with your mom, both signers have equal rights and access to that account. This means that neither signer can be removed from the account, if you do not wish to continue to share the account with your mom, the account must be closed. Once the account is closed, the individual may open a new personal account to which the other will not have access to. In order to close a joint personal account, only one signer is required to submit this request. The best and quickest way to handle it is by visiting your local TD Bank store during normal lobby hours with your valid photo ID. To find the nearest TD Bank Store please visit http://bit.ly/TDStores.
If you decide to open a new account, we currently offer many ways in which you can open a new account with TD Bank. You can open the account online by selecting the "Open Account" box located beneath each specific Account by following this link: http://bit.ly/WrwMg7 . You could also contact us at 1 (888) 751-9000 to speak with our Banking Specialists who are available 24/7 for your convenience. If you prefer, you may stop by any TD Store for further assistance on opening an Account. You may have your joint account closed and new individual account opened all at the same time.
If you currently have a joint business Checking account with your mom, in order to remove a signer from a Business account, it is required that all signers on the account visit a TD Bank Store and provide their signatures to remove one signer from the account.
If you would like to discuss this further with a Banking Specialist, feel free to contact us 24/7 at the same number listed above.
We hope this helps and let us know if you have any additional questions, Lauren!
LiShu R, mount laurel
November 17, 2014 07:01:21 AM