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November 1, 2014 09:18:57 PM
In reply to Kevin, Franklinville
Thank you for joining us here at TD Helps, Kevin. We're glad to go over funds availability with you.
To answer your question properly, we need to know how the funds are transferred between the TD Bank accounts.
If the transfer was made using the Person to Person feature online, there are two delivery options; 1 day delivery and 3 day delivery. Please note, in order to be eligible for "Next Day" delivery option, the person originating the transfer must make a successful 3 day delivery within the last 90 calendar days.
If it is a wire transfer, funds should be made available within 24 business hours. ACH credit transactions will be available by the opening of business day on the schedule payment date. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
To better assist you, feel free to call 888-751-9000, 24/7 to speak with any one of our Banking Specialists for all your banking inquiries. After account verification, they'd be more than happy to review your account with you and answer any banking questions you may have.
Additionally, you may visit any TD Bank Store for assistance regarding your account. For hours, locations and contact numbers near you, take a look here: http://bit.ly/TDStores. You also have the option to make an appointment to visit any TD Bank location by contacting our 24/7 Customer Service line at the number listed above. One of our representatives can make an appointment for you.
We hope the information provided help. Let us know if you have any further questions. Have a great one.
Luis C, Mount Laurel
November 1, 2014 09:20:33 PM