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I recently got married, but my wife hasn't changed her name yet so she's under her maiden name. All the checks we received as gifts are made out to myself and my wife (under her married name). Until we're ready to setup a joint account, we were hoping to deposit them into my personal account. If my wife comes in person, along with the marriage license, can she authorize the checks to be deposited in my account?
May 11, 2015 03:29:35 PM
In reply to GJ, NYC
Thank you for reaching us on TD Helps and congratulations on your recent nuptials!
At this time, checks made out to two individuals need to be deposited or cashed by both parties by visiting a TD Store.
In order to deposit these types of checks, both individuals' names need to be displayed on the account receiving the deposit. Similarly, in order to cash these checks, both parties will need to have a valid photo I.D. (Driver's License, State Issued Photo I.D. and/or Passport etc.).
As you've mentioned that the checks are not only made out to you both but your wife has not updated her information yet, we recommend reaching out to the TD Store you plan on visiting to determine what documentation to bring with you. You are able to take a look at TD Stores near you by visiting http://bit.ly/TDStores.
We hope to see you both soon and have a good day!
Megan K, Mount Laurel
May 11, 2015 03:30:07 PM