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June 11, 2015 08:46:55 AM
In reply to binyam, herndon
Good day, Binyam and thank you for coming to TD Helps on this lovely Thursday.
Based on your inquiry, we are happy to inform you that our Person-to-Person Payments service may best fit your needs. This service will allow you to send money to your family or friend's account at any Financial Institution within the United States via text, email or by creating a contact. You’re welcome to check out http://bit.ly/1pADlWD for all of the exciting details.
In order to be eligible for using POP Money service, you must have a TD Bank personal Checking or Money Market account, a unique United States phone number, a United States issued Social Security Number, and a valid unique e-Mail address. If you have met all the requirements listed above and are also enrolled for online banking, you’ll need to be logged in to Online Banking from here: http://bit.ly/1eaISlq in order to initiate a Person-to-Person payment:
- First, you must enroll in the service. To do so, you would select the tab that says Person-to-Person payments at the top of your Online Banking screen
- Then, you will be asked to accept a user agreement, review the fee schedule and confirm your email and phone number. A text and email code will be sent to the mobile number and email address we have on file for you
- Next we will request you to submit both codes for verification to complete the enrollment process
You will have two delivery options when sending a Person-to-Person payment; there is a three-business day option and a next-business day option. To qualify for the next-day delivery option, you must wait 90 days from your first successful three-day transfer and must not have had any transactions that overdrew your account in the past 90 days.
If you are not currently enrolled for Online Banking and wish to enroll your Personal accounts, you may use our self-service option by visiting: http://bit.ly/1lU2qfY to begin the enrollment process. In order to do so, you will need your account number, TD Bank ATM/Debit card, your Social Security number and your email address. Once at the page, please select "Personal" from the drop down box. When you select continue, you will have to read and accept the Online Banking Service Agreement. Then you will be asked to enter your personal information including the items mentioned earlier and to create a user name and password. Finally you will be asked to create three security questions. When you finish the enrollment process, you will have immediate access to your account(s).
If you do not have the required information to set up for Online Banking or you need assistance enrolling, you may contact us 24/7 at 888-751-9000 to speak with a Banking Specialist. Upon proper account verification, we would be happy to help get you started.
If Person-to-Person Payment is not an option for you or you have a TD Business account, you may wish to visit your local TD Bank store to initiate a domestic outgoing wire transfer. For hours and locations near you please take a look at: http://bit.ly/TDStores. Once at the Store, you will need to provide the name, address and routing number of the receiving bank, the name of the account to be credited, the beneficiary address and the account number. If you will be sending an international wire transfer, you will need to provide the name and address of the receiving bank, as well as their SWIFT/BIC code. You will also need the name on the account to be credited, the beneficiary address and the account number. Please also feel free to review additional information on sending international wires at http://bit.ly/1oowsYN.
We utilize the services of correspondent and/or intermediary banks to transfer funds to banks overseas. These banks might charge a fee for their services, and the correspondent and/or intermediary bank might deduct these fees from the wire transfer amount. Please note that we do not process or disburse funds from wire transfers received designated Pay Upon Proper Identification (PUPID) and return them to the sender.
Please note that there may be fees for the use of the above services. We invite you to take a look at our Fee Schedule here: http://bit.ly/1cTejgt.
Let us know if you have any other questions. We hope you have a nice day, Binyam!
LiShu R, Mount Laurel
June 11, 2015 08:48:15 AM