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July 17, 2015 08:01:39 PM
In reply to Jen, Brick
Welcome to TD Helps, Jen. We're glad to go over funds availability with you.
Typically, when your deposit is made before 8pm EST on a business day, funds will be made available the following business day. If your deposit is made after 8pm EST on a business day or on any weekend or Federal Holiday, the next business day will be considered the deposit date. For example if you make a mobile deposit on a Saturday, the deposit date will be Monday, since that is the next business day; your funds would then generally be available on Tuesday morning. If Monday is a Federal holiday, the transaction will post Wednesday morning. For more information on TD Bank Mobile Deposit Addendum, please take a look here: http://bit.ly/1ff8byL (the deposit availability details are listed in sections 2 and 3). Please note; a business day is every day except Saturdays, Sundays, and Federal Holidays.
Please keep in mind that $100 same day availability for deposits do not apply to Mobile Deposits. For more information on our funds availability and deposits that may be applied for longer delays, please take a look here for our Personal Deposit Account Agreement: http://bit.ly/1kb17UQ (Pgs. 38-41). You may also contact Customer Service at 888-751-9000, 24/7 for more information, or visit your local TD Bank Store, http://bit.ly/TDStores.
Once a mobile deposit has been submitted successfully, you may not cancel the deposit, or access the funds until verification is complete.
Please let us know if you have any questions and enjoy the rest of your night, Jen!
Justin B, Mount Laurel
July 17, 2015 08:02:41 PM