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to get a credit card without having a parent be put on the account? If I do need to have a parent on my credit account, would their credit affect me or my activity on the card affect their credit?
March 13, 2015 10:15:11 PM
In reply to C, Brooklyn
Welcome to TD Helps and thank you for sending us your question, C.
We appreciate your interested in applying for a Visa credit card with us, as we do offer multiple types of Credit Cards. Please check out http://bit.ly/UpkJy4 to view and compare the type of cards that offer and which may be most convenient for you. If you decide to apply for one of these products, you would have to visit any of your local TD Stores with a parent/guardian to get started since you mentioned you are currently under the age of 21. A parent/guardian would be considered a cosigner on the Credit Card account, should you get approved. If you have any additional questions about this process, please give us a call 24/7 at 888-561-8861. Once we receive your application, you should expect to receive a decision via mail within 7-10 business days after the application is submitted. For TD Store hours and locations near you, please visit: http://bit.ly/TDStores.
We are also offering personal Secured credit cards, in which you may apply under your own name. Please take a look here for the Personal Credit Card Agreement for both the TD Easy Rewards Secured and TD Cash Rewards Secured: http://bit.ly/1wtjCwy. Please note that in order to apply for a TD Secured Credit Card, you must stop by any TD Bank Store during normal lobby hours.
Lastly, we have helpful information on part of our website called “Building a Good Credit Score." We invite you to take a look at it by visiting this link http://bit.ly/1nUzsyy. It will provide you with details you might find helpful on how to build your credit. It will also give you tips on how to maintain your good credit once it’s established.
Please reach out to us again if you have any further questions. Have a great weekend!
Justin B, Mount Laurel
March 13, 2015 10:27:03 PM