Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
I have a joined account with my mom for 2 years and I'm 19 can I take out money if I have my primary account number without her permission
Olivia, Rockville Centre
June 7, 2016 07:28:58 AM
In reply to Olivia, Rockville Centre
Thanks for contacting TD Helps today, Olivia.
Joint accounts are account's in which allow both signers to have full access without needing the other signer's permission to perform transactions. If you and your mother are joint signers on your account, then you are able to withdrawal funds from the account without her permission.
However, please note, that in some cases there may be exceptions. While a joint signer is able to have full access to account, if anyone is still labeled as a minor on the joint account, a withdrawal will not be able to be made without a legal guardian being present. Since we are unable to determine if this is the case, we recommend visiting your TD Bank Store, sending a secured message via your personal Online Banking, or by speaking with Live Customer Service 24/7 at 888-751-9000.
To take a look at Store locations and their hours please visit http://go.td.com/1f9DSJR.
To send a secure message you must first logon to your TD Bank online profile. You can do so by clicking here: http://go.td.com/1eaISlq. On the left hand side, you should see an option to "Send a secure message" located in the “Message Center."
We hope this helps, Olivia, and enjoy the rest of your day.
Customer Service Team, Mount Laurel
June 7, 2016 07:31:02 AM