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I have a bank check for $6,488.36 issued by TD Bank that I am reticent to cash until the exchange rate improves. The check is dated Jan 22, 2015. How long can I hold on to this check?
Rudy La Valle
Rudy, Seattle, WA 98034
November 10, 2015 09:21:07 AM
In reply to Rudy, Seattle, WA 98034
Welcome to the TD Helps Community, Rudy.
A Cashier's or Bank Check is considered an Official Check and is valid for the time period based on your particular State (where the check was issued from). Unless otherwise specified on the check, this may be several years after the issue date. If not cashed within the period of time set by your State's Abandoned Property Laws, then the Official Check may be escheated to the State. To get more information about the escheatment process, please visit http://1.usa.gov/1r2hnzo.
For any additional questions, or if you'd like to confirm if your Official Check is still valid, please contact our friendly Customer Service Representatives, available 24/7 at 888-750-9000 to assist. If it's confirmed that the Official Check is still valid, it may be deposited into any bank account or cashed at any TD Bank Store. Please note that a $7 check cashing fee may apply for any Non-Customer. For a listing of locations and lobby hours, check out this link: http://bit.ly/TDStores.
If you're concerned that your Official Check may have already been escheated, we recommend reaching out to our Abandoned Property Department directly at 800-281-0025 ext. 6414.
If this check was drawn on TD Canada Trust, we invite you to check out a similar question that was answered by our Partners up North from our friend Derik S. here: http://bit.ly/20JAfU2.
If you prefer to speak to our Partners directly regarding your check, feel free to give them a call at 866-222-3546 as they are available 24/7 for your convenience.
Thanks for stopping by, Rudy and have a great day.
Alara B, Mount Laurel
November 10, 2015 09:24:09 AM