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Hello, I would like to open a savings account that would be linked with a checking account so that I can make transfers between them easily. I am also looking to avoid maintenance fees. Can you please give me some suggestions as to which accounts I should look at opening? Also, what materials (ID, proof of address, etc..) would I need to open an account? Thanks!
January 8, 2015 04:16:06 PM
In reply to Patrick, Audubon
Thanks for joining us on TD Helps today Patrick. You can absolutely open a new Checking and Savings Account at the same time and have them linked together. There are many benefits to having two accounts and having them linked, as we have outlined below.
Our Relationship Checking Account offers monthly maintenance fee waivers on additional Savings accounts and one additional Checking account when linked. You can also waive the monthly maintenance fee on the Relationship checking account with a $20,000 combined deposit, outstanding loan and/or mortgage balance (excludes credit card) when linked to your Relationship checking account. The Relationship checking is our most feature rich checking account that also comes with other benefits as well! Here is more information about our Relationship checking http://bit.ly/1m2Hll5 .
If you are under 24 years old and a Student, you can open a Student Checking account and a Simple Savings account. You will receive a monthly maintenance fee waiver on the savings account when it is linked to your Student checking account. Here is more information about our Student checking http://bit.ly/S2FWxw .
Also, any Checking account can be linked to a Simple Savings account, and with an auto transfer of $25 you are eligible to receive a monthly maintenance fee waiver. Here is more information about our Simple Savings account http://bit.ly/1gkKBA3.
Some savings accounts also offer rate bumps when linked to an eligible checking account. Here is more information about our savings accounts http://bit.ly/1g5vhXQ.
Additionally, with all of the above options you can request to have your Savings Account set-up for Savings Overdraft Protection. Here is more information about linking for overdraft protection http://bit.ly/1mPODYO.
Check out our Checking Selector Tool http://bit.ly/1gAWlhY for help selecting the checking account that is the best fit for you. We also have a Savings Selector Tool http://bit.ly/1sxY9Rd which will help you choose the best savings account for your needs. You can open an account online by visiting: http://bit.ly/1hpjw0I, give us a call 24/7 at 1-888-751-9000 or by visiting your local TD Bank.
The documents that you will need to open the account are the following: Your Social Security number and ID (driver's license, State ID, or Passport).
To make a first deposit online, you may use a debit card linked to an account from another financial institution, a credit card (Visa or MasterCard) or you can stop by your local TD Store to make a deposit. If you open the account over the phone, you may call us directly 24/7 at 888-751-9000 and you will have up to 30 business days to make your initial deposit. Finally, you have the option of visiting us at your local TD Store to open an account. If you choose this option, you will need to make an initial deposit to the account you selected. There would not be a minimum requirement to open the account; however, some accounts have requirements in order to have certain fees waived. We would encourage you to review the links above prior to visiting a Store. For hours and locations near you, take a look here: http://bit.ly/TDStores.
Thanks for considering us and have a wonderful day!
Justin B, Mount Laurel
January 8, 2015 04:17:47 PM
domenick, newark nj
January 26, 2015 09:18:45 AM
In reply to domenick, newark nj
Hello Domenick and thanks for considering TD Bank for your banking needs.
As you're interested in opening a Checking account, we encourage you to review our Checking Accounts here: http://bit.ly/1oXjGgF. You might also find it convenient to use our Checking Account Selector Tool found at http://bit.ly/1vW1xnU, which can provide the best account for you after you answer a couple quick questions.
Please know that all TD Bank personal Checking accounts come with these great features:
-Free Online Banking and Free Bill Pay with e-Bills
-Free Mobile Banking
-Free Mobile Deposit available after 90 days as a Customer
-Free TD Bank Visa Debit Card available on-the-spot
-Live Customer Service 24/7
-Free access at thousands of TD ATMs in the US and Canada
-Easy Person-to-Person Payments and Internal and External Transfers
Once you have decided the type of the Checking account you wish to open, you may visit www.tdbank.com or click here: http://bit.ly/1fN7u4i to take you directly to the account opening application. You may also feel free to call us directly 24/7 at (888) 751-9000 with any questions you may have and set up your new account via telephone.
As always, you are welcome to stop by your nearest TD Bank store to speak with a banking specialist regarding new account options to determine what product type fits you the best. To find out TD store locations near you, please visit, http://bit.ly/TDStores. You will need to bring a valid photo I.D. (Driver's License, Passport, Military I.D. etc.) and Social Security number.
If you are a Non-US resident and do not have SSN at this present time, you will need to bring two forms of identification with you and stop by your local TD Bank store during our lobby hours to set up your new account. One form of ID must be a Non-US passport and the second form of ID you may select from the list below:
- Employment ID with Photo and Signature
- State Issued ID or Driver's License with Signature
- Foreign Driver's License with Photo
- US Employment Authorization card with Photo, Signature and Expiration Date
- College ID with Photo
- Alien Registration Card with Photo
- Permanent Resident Card with Photo
We also understand changing banks can be challenging. We’ve developed this Easy Switch Checklist to help you navigate the process. Check out http://bit.ly/1nEm90e to see this easy-to-follow guide.
Let us know if you have any other banking questions. Have a fabulous day!
LiShu R, Mount Laurel
January 26, 2015 09:20:38 AM