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November 25, 2014 11:52:26 AM
1 person recommended this |
In reply to Nancy, Windham
Hi Nancy, thanks for connecting with us this morning. We're glad you came to TD Helps with your concerns about a transfer.
There are several ways that money can be transferred to and from your account and it sounds like the originator may be attempting to send you a wire transfer. The information needed to send a wire to a TD Bank Customer's account actually depends on a couple of things and it's a little different if you're sending U.S. Dollars or foreign currency from the sending bank.
For a Domestic Wire, or an International Wire where the sending bank is transferring in U.S. Currency, then you need to provide them with:
Wire to: TD Bank
Location: Wilmington, Delaware
Credit To/Beneficiary: Your Full Name (exactly as we have it listed on your TD Bank account)
Beneficiary Address: The address we have listed on your TD Bank account
Account#/IBAN: Your full TD Bank account number
But, if the wire is being sent in foreign currency (to be exchanged into U.S. Dollars when received), then you need to provide the following:
The Toronto-Dominion Bank
Swift code: TDOMCATTTOR
Bank address: The Toronto-Dominion Bank, Toronto, Ontario, Canada, M5K 1A2
For Further Credit to (Beneficiary Bank):
TD Bank, N.A.
Swift code: NRTHUS33XXX
Beneficiary bank address: TD BANK, N.A. 6000 Atrium Way Mount Laurel, NJ 08054 USA
In Favor of:
Beneficiary Account Number: Your full TD Bank account number
Beneficiary Full Name: Your full name as we have it listed on your account
Beneficiary Address: Your address exactly as it appears on your account
You should expect to receive the funds from a wire transfer within three to five business days of it being sent and we post all incoming wires on the banking day that they are received. If the incoming wire is sent in foreign currency, then it can be received and processed by 3:30 PM EST. Or, if the wire is domestic or sent in US Dollars, then it can be received until 6:30 PM EST.
Also, we do not process incoming Pay Upon Proper Identification (PUPID) wires and they will be returned to the sender.
When sending or receiving a wire transfer, fees may apply. For a full list of current fees including wire transfers, please review our Fee Schedule here: http://bit.ly/1cTejgt.
If the originator is in fact sending you an EFT (electronic funds transfer, sometimes called an ACH – automated clearing house), then they should not require anything more than your TD Bank Account Number and Routing Number. You can find your Routing Number here: http://bit.ly/1cmRPoF. Just confirm these and confirm your account type (you noted above that you have a Checking account) with originator and you should be all set.
If you have any further questions, please reach out to a Banking Specialist 24/7 at 888-751-9000 or stop by your local TD Bank Store during lobby hours (found here: http://bit.ly/TDStores) for assistance.
Hope this helps Nancy but you know where to reach us if you have any other questions. Have a great day!
LiShu R, mount laurel
November 25, 2014 11:53:45 AM