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Timothy, West Milford
December 30, 2014 02:49:50 PM
In reply to Timothy, West Milford
A trip to scenic Colorado like a great idea, Timothy. We'll be sure to help with the specifics.
If you have a TD Bank ATM or Debit Card with us, you'll be able to make an ATM withdrawal using your card. Our Debit Cards can be used at any ATM which accepts the Visa or NYCE networks, and our ATM-only cards can also be used on the NYCE network. You can search for these logos on a local ATM to make a withdrawal. And of course, your Visa Debit Card can be used for purchases anywhere Visa is accepted. A local bank may also be able to assist you with a Cash Advance from your Debit Card; and please check out our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 43-44, you can find information regarding Visa Debit Card limits.
To avoid ATM fees, please note that many major retailers and grocery chains will allow you to get cash at the register without a fee. If you're using a Visa Debit Card, when making your purchase please look for a cash-back option at the time you're swiping your card to avoid paying ATM fees for cash.
TD Bank does offer several account options which rebate your non-TD ATM fees. To see if you will be affected by ATM fees, please check out these links for further details: http://bit.ly/1rYwGdO and http://bit.ly/1cTejgt. For transactions conducted at non-TD ATMs, the institution that owns the terminal (or the network) may assess a fee at the time of your transaction, including for balance inquiries. In certain instances, we will reimburse you for these fees and non-TD ATM fees if you make your withdrawal from any of these account types: TD Premier Checking, TD Relationship Checking, TD Relationship Savings, and Private Banking accounts. To find your account type you can review your account via your Online Banking as mentioned above.
Please keep in mind that we recommend placing a travel notification on your account. This helps us recognize unauthorized transactions on your card, and can prevent your card from becoming blocked. Please be informed that for your protection we will continue to monitor your card activity even when a notification is set. We also recommend carrying more than one method of payment while traveling, just in case you encounter any acceptance issues.
If you haven't already done so, the easiest way to set a travel notification is to send us a Secure Message from your TD Bank Online Banking account, using the login link provided above. You can then send us a message by clicking on the Customer Service tab, then using the Send a Message link. Please include your exact travel dates, destinations and any connecting flight information if applicable. You may also contact us directly to place a travel notification either by calling 24/7 at 888-751-9000 or by visiting a TD Store. For Store hours and locations near you please visit http://bit.ly/TDStores.
We hope this helps, Timothy and have a great trip!
Megan K, Mount Laurel
December 30, 2014 02:50:26 PM