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May 5, 2015 01:36:12 PM
In reply to adriane, hamonton
Good afternoon, Adriane. We're glad to go over funds availability with you.
Generally speaking, when making check deposits with a Teller, the first $100.00 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held up to 7 business days for verification purposes. After this grace period, not only will the first $100.00 be made available at the time of deposit, but the rest of the funds should credit to your account the following business day.
Please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
We hope you find our answers helpful and please don’t hesitate to return to TD Helps if you have any further questions, Adriane.
LiShu R, Mount Laurel
May 5, 2015 01:37:39 PM