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July 14, 2014 12:32:45 PM
In reply to Hakim, Philadelphia
Thanks for stopping by TD Helps today, Hakim! There are multiple options you can choose to make a transfer and we are happy to provide you with the information.
One option is the Person-to-Person transfer. To use this transfer feature, you must first be enrolled in Online Banking. If you are not enrolled, you can do so here: http://bit.ly/1lU2qfY. You will need your Social Security number, your TD Bank ATM/Visa Debit Card, your account number, and your e-mail address. If you do not have a debit or ATM card, please call one of our 24/7 Digital Specialists at 800-493-7562. After account verification, our dedicated Specialists would be happy to help.
Once you’ve successfully enrolled for Online Banking, you will then select the “Person-to-Person” Tab to enroll in this feature. For the Terms and Conditions in addition to information on the payment methods and amounts, please check http://bit.ly/1pADlWD. To set-up instant, recurring, and/or future-dated transfers between your TD Bank accounts through your Personal Online Banking and accounts you have at other financial institutions, including Credit Unions and Brokerage accounts. Please be advised it is necessary for you to have a U.S. address, a unique U.S. phone number, a Social Security Number, and a valid unique email address. External transfers can only be conducted to or from a U.S. account in U.S. currency only. External Transfers can only be made from eligible accounts such as personal checking, money market or savings accounts. Accounts excluded from using this service due to ACH restrictions include, but are not limited to: Passbook, IRA, Holiday Club, Club Saver, and CDs. You have two delivery options when sending an external transfer. There is the three business day option which has a cut-off time of 1:00am and a fee of $3.00. You also have the option to send the external transfer with next business day delivery, which has a cut-off time of 5:00pm and a fee of $7.00. Please note, the next day delivery option is not available for savings accounts. To qualify for the next day delivery option, you must wait 90 days from your first successful 3-day transfer and must not have had any transactions which overdrew your account in the past 90 days.
Another option you have is to send a Wire Transfer, which can be done at any local TD Bank Store. Please visit http://bit.ly/TDStores for hours and locations near you. Also keep in mind that depending on the currency you are sending, some transactions may take longer than others.
To initiate a wire to another domestic financial institution, you will need: The Name, address and ABA routing number of the receiving bank, the Name of the account to be credited, the Beneficiary address (or your address) and account number. There may be fees associated with the different types of payments TD Bank offers, for more details; you may view our Personal Fee Schedule here: http://bit.ly/1cTejgt.
We hope this helps and have a nice day!
Brian M., Mount Laurel
July 14, 2014 12:42:43 PM