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pre approval application even though I am an existing customer? I would like to know how much of a mortgage I am qualified for
Michael, Long Beach,new york
May 4, 2015 06:52:32 PM
Borrowing & Managing Your Credit
In reply to Michael, Long Beach,new york
Thank you for stopping by TD Helps today, Michael. We'll very glad to hear that you're considering TD for your lending needs again!
Although you are already an existing Customer, you would still have to go through the standard application process to qualify for a new mortgage. To begin the process and find out what mortgage product you may qualify for, feel free to give us a call 24/7 at 800-822-6761 or visit a TD Store near you. Check http://bit.ly/TDStores for hours and locations near you.
We would like to share with you that also we do currently offer general pre-qualifications for Mortgage Loan applications. In order to determine if you're pre-qualified for a mortgage, you will need to visit your local TD Bank Store during normal lobby hours (found through the link above).
While you are at the Store, you will need to provide the following information:
Purchase price of the home
Your income and your debt
Tax for the home you are purchasing
Homeowner insurance cost
County and State of the home you are purchasing
We will present the closing cost to you while you're there and please also know that we may do a credit inquiry as well. The turnaround time to receive a decision is typically between 1-2 business days.
We hope this answers your question and have a great day!
Cameron P, Mount Laurel
May 4, 2015 06:53:20 PM