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February 6, 2018 11:31:46 AM
In reply to Miquel, Bayyonne
Welcome to TD Helps, Miquel, we're happy to help!
If you made a check deposit with a Teller, the first $100.00 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100.00 be made available at the time of the deposit, the rest of the funds will be credited to your account on the following business day. Cash deposits made with a Teller are made available immediately.
Deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. However, if you make a deposit at an ATM after 8 PM, or on a non-business day, we will consider that the deposit was made on the following business day. For example, if you made an ATM deposit on Saturday, that deposit will be considered Monday's deposit and will post to your account Tuesday. Accounts that are less than 90 days old will generally see availability of funds the next business day. Cash deposits done at the ATM are available right away.
Please keep in mind that deposits made through mobile banking will not have the first $100.00 available on the same business day. In most cases, the full amount becomes available the following business day.
Because there are exceptions that may cause delays in funds availability, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 40-43, you can find our funds availability policy along with information about when you'll have access to deposits.
Please know that we would like to assist you directly; however, TD Helps is not considered a secured forum, and we do not have access to account or personal information.
If you have any additional questions, you may call us at 888-751-9000, available 24/7, or visit your local TD Bank Store. To view our Store locations and hours, please click here: http://bit.ly/TDStores.
We hope this information helps, Miquel. Have a great day!
Natasha M, Mt. Laurel
February 6, 2018 11:37:38 AM