Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
I picked up a 7-month old payroll check today. I deposited it at my bank and the teller accepted it. An old coworker told me that the checks are only good up to 90 days, but that is not printed anywhere on the check. Can my employer's bank still reject it, or is it going to go through now that my bank accepted it?
Chelsea, Saint Paul
April 6, 2017 06:16:21 PM
In reply to Chelsea, Saint Paul
Welcome to TD Helps, Chelsea. We'd be happy to review your question with you!
We do understand that sometimes we receive checks and do not cash or deposit them right away. Checks that are more than 6 months old are considered "staledated," but are still eligible for negotiation by the Bank. However, some business checks have an expiration date (payroll checks, government checks, etc.), which limits or extends the time period when the checks can be cashed or deposited.
We recommend bringing your check to your local TD Bank Store so we may review the check with you further. Please check out: https://go.td.com/1nq31dc for lobby hours and locations near you.
If you are referring to the checks you have for your own Checking account, please note; your checks are valid as long as your Checking account information remains the same.
Thanks for stopping by and take care, Chelsea!
Shanika A, Mount Laurel
April 6, 2017 06:16:43 PM