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October 25, 2014 01:40:42 PM
In reply to Keith, Brooklyn
Welcome to TD Helps, Keith. We are excited that you have come here with your question!
When making check deposits with a Teller, the first $100.00 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held up to 7 business days for verification purposes. After this grace period, not only will the first $100.00 be made available at the time of deposit but the rest of the funds will credit to your account the following business day.
if you make a check deposit at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. If you make a deposit at an ATM before 8 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8 PM, or on a day we are not open, we will consider that the deposit was made on the next business day.
Please note; there are exceptions that may cause delays in funds availability, such as large amount of the check, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 35-37 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We hope this is the information you were looking for, Keith. Visit us again anytime.
Justin B, Mount Laurel
October 25, 2014 02:32:14 PM