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May 20, 2015 10:05:02 AM
In reply to luis, Philadelphia
That's a great question, Luis and we'll be glad to shed some light on ATM deposits.
If you make a deposit at an ATM after 8:00 PM, we will consider that the deposit was made on the next business day. Please note that a business day is every day except Saturdays, Sundays, and federal holidays. The first $100 of your check deposit may be made available to you immediately for accounts opened longer than 90 days. The remaining amount is generally available the next business day. For example, if you made an ATM deposit after 8:00 PM on a Tuesday, we will consider it Wednesdays deposit with the full amount being made available in your account on Thursday. This is an example if your account has been opened for longer than 30 days, if your account has not been opened for that long yet, the deposit may be held for 7-10 business days.
We invite you to take a look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
Please understand that we do not have access to your personal account information as TD Helps is considered an unsecure forum. If you have additional questions about this deposit feel free to contact our Banking Specialists 24/7 at 888-751-9000 or you may visit any TD location. To find a listing of our Stores and hours please visit: http://bit.ly/TDStores.
We hope this information is helpful for you Luis and enjoy the rest of your day.
Colleen B, Mount Laurel
May 20, 2015 10:07:24 AM
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