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May 4, 2015 12:35:30 PM
In reply to Erin, Berlin
It is great to have you here on TD helps, Erin.
We would be happy to go over the funds availability of ATM deposits.
Deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. However, if you make a deposit at an ATM after 8 PM, or on a non-business day, we will consider that the deposit was made on the following business day. For example, if you made an ATM deposit on Saturday, that deposit will be considered Monday's deposit and will post to your account Tuesday. Accounts that are less than 90 days old will generally see availability of funds the next business day. Cash deposits done at the ATM are available right away.
Because there are exceptions that may cause delays in funds availability, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
Hope this answers your question and have a great day.
Brian M., Mount Laurel
May 4, 2015 12:36:09 PM