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August 24, 2015 09:07:36 AM
In reply to dennis, phoenixville
Thanks for sending us your question, Dennis. We are happy to help point you in the right direction today.
In general, when a check is deposited with a Teller, the first $100 should be made available for you to withdraw right away. The rest of the funds are usually credited to your account on the following business day.
Please keep in mind that deposits made on weekends differ from deposits made on business days. A business day is every day except Saturdays, Sundays, and Federal holidays.
If your deposit was made at TD Bank before 8:00 PM on a business day, it would be considered a deposit for that date, and the funds available the next day. As you've mentioned that your deposit occurred on Sunday, we will consider that the deposit was made on the following business day. For weekend deposits, this usually means that the deposit will be considered Monday's deposit and will post to your account Tuesday. Please keep in mind that if Monday of that week is a Federal holiday, the deposit is considered for Tuesday and will post to your account on Wednesday.
Additionally, exceptions can also occur which can cause delays in funds availability. For example, if you are a new account holder and your account has not been open for 30 consecutive days, check deposits can be held for up to 7 business days for verification purposes. We encourage you to review our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 35-37 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
We hope this information is helpful, Dennis. Have a great day.
Alara B, Mount Laurel
August 24, 2015 09:11:16 AM