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Hon Kit, BROOKLYN, NY
July 7, 2015 11:58:36 AM
In reply to Hon Kit, BROOKLYN, NY
Good afternoon, Hon Kit and we'd be happy to go over funds availabilities with you on TD Helps.
When making check deposits at a TD ATM, we normally make the first $100.00 available of your daily ATM check deposits immediately for accounts that are opened 90 days or greater. If your account is less than 90 days old, the first $100 of a check deposit made at a TD Bank ATM will be available to you on the first (1st) Business Day after the day of your deposit.
Deposits made through the ATM before 8:00 PM will be available on the next banking day. However, deposits made through the ATM after 8:00 PM will be considered the next days' business and will post to your account on the following business day. For example, if you make an ATM deposit after 8:00 PM on a Friday, that deposit is considered to be on Monday's banking day and will post to your account on Tuesday. Anytime a holiday falls on a Monday, the deposit will post to your account on Wednesday morning.
Additionally, there are exceptions that may cause delays in funds availability; we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41, you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If we can assist you again, please feel free to write to us anytime! We hope this helps and enjoy your day, Hon Kit.
LiShu R, Mount Laurel
July 7, 2015 12:30:16 PM