Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
amy ford, new smyrna beach
April 16, 2015 04:11:58 PM
In reply to amy ford, new smyrna beach
Hello, Amy and thanks for bringing your question today! We're glad to see you and will be happy to answer your question.
If you are currently a Customer with TD Bank, you can certainly deposit a Canadian check into your TD Bank account. Kindly note that foreign checks will need to be deposited with a Teller and won't be able to be cashed. We invite you to review some helpful information we have listed below before making this deposit.
Regarding your deposit of a foreign check to TD Bank, to answer your question, rates used for currency conversion are provided by TD Bank traders. We do not use rates printed by third parties in newspapers or published online and apologize that we're unable to provide the rate directly here.
Kindly note that the conversion rate will be applied on the day the check is received in our Foreign Check Collection department or on the day we receive the funds from the foreign bank, and not on the date of deposit. Additionally, fees may apply for the deposit of a foreign item. If you'll be depositing the check to a personal account with TD Bank, please take a look at our current Fee Schedule here: http://bit.ly/1cTejgt.
For your protection, the item should be hand delivered to a Store. Please do not deposit foreign checks by using the ATM or via Mobile Deposit.
Also, please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Deposit Account Agreement here for personal accounts: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits. For foreign check deposit funds availability, please refer directly to page 41 for additional information.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
We hope this helps with your check, Amy and have a great one!
Kristen P, Mount Laurel
April 16, 2015 04:12:54 PM