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July 10, 2015 07:03:06 PM
In reply to Luke, Ebensburg
Hello, Luke, and thanks for bringing us your question! We're glad to see you and will be happy to answer your question.
If you are currently a Customer with TD Bank, you can certainly deposit a Canadian check into your TD Bank account. Kindly note that foreign checks will need to be deposited with a Teller and won't be able to be cashed. We invite you to review some helpful information we have listed below before making this deposit.
Regarding your deposit of a foreign check to TD Bank, to answer your question, rates used for currency conversion are provided by TD Bank traders. We do not use rates printed by third parties in newspapers or published online and apologize that we're unable to provide the rate directly here.
For your protection, the item should be hand delivered to a Store. Please do not deposit foreign checks by using the ATM or via Mobile Deposit.
Also, please note that there are exceptions that may cause delays in funds availability. We invite you to look at our Deposit Account Agreement here for personal accounts: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits. For foreign check deposit funds availability, please refer directly to page 41 for additional information.
If you have any additional questions or concerns, please feel free to contact us 24/7 at 888-751-9000 or stop by any of the TD Store locations in your area. To find out TD Store locations near you, please visit: http://bit.ly/TDStores.
We hope this helps with your check, Luke, and have a great one!
Justin B, Mount Laurel
July 10, 2015 07:04:21 PM