Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
said you can take it out once a year with out any extra charge. If i wanted to take something out before that, is it possible, even with a charge.
November 15, 2014 12:13:24 PM
In reply to Rita, parsippany
Thank you for visiting TD Helps today, Rita.
Sounds like you have a five-year Step Rate CD with us. If this is what you have, you'll be happy to know that a one penalty-free withdrawal (full or partial) is permitted during the 10-day grace period beginning on the account anniversary date each year. Any additional withdrawals for a five-year CD are subject to a penalty of 12 months of interest. For further information about our Step Rate CDs, please see our Deposit Account Agreement here: http://bit.ly/1kb17UQ (pgs. 36-37).
For assistance in calculating the amount of penalty in interest and to determine the anniversary date, we recommend visiting your nearest TD Bank Store during lobby hours. Please visit: http://bit.ly/TDStores for hours and locations near you.
Any additional questions may also be answered by our 24/7 Banking Specialists at 888-751-9000 upon account verification.
Thanks again for writing to TD Helps, Rita. Let us know if you have any other questions and have a wonderful day.
LiShu R, mount laurel
November 15, 2014 12:14:31 PM