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michael, morris plains
April 10, 2015 11:51:57 AM
In reply to michael, morris plains
Hey Michael, welcome to TD Helps! We'd be happy to help.
A third party check is written to one party only and endorsed by that payee, who then endorses the check over to another person. For example in your case, you father has a check made payable to him. He endorses the check on the back and writes, "pay to the order of Michael." You then endorse the check and deposit it into your account. When doing so, we would need an Endorsement Authorization & Release Form signed and completed by you and your father during your visit. You may do so by visiting any TD Store here: http://bit.ly/TDStores. Please be sure that both you and your father bring a valid photo ID.
Also, please note, third party checks must be deposited with a TD Bank Teller and cannot be made via the ATM or Mobile Deposit.
Additionally, please also keep in mind that government or insurance checks can only be presented for payment to the person listed on the "Payable to" line of the check, and for a check with two payees, these types of checks can only be deposited into a joint account naming both parties.
If you need additional assistance, we recommend contacting our Banking Specialists 24/7 at 888-751-9000. After speaking with you, we will have a better understanding of the check you have, and we’ll be happy to offer some recommendations or suggestions at that time. You may also feel free to visit your local TD Bank Store for further assistance.
We hope this helps and please do not hesitate to let us know should you have any other questions. Have a good day!
Yen D, Mount Laurel
April 10, 2015 11:57:19 AM
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