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I want to use a check that is made out to me to purchase gift cards from TD. Can that be done in the same visit or does the check have to be deposited and clear before I can purchase the gift cards?
Johanna, Trooper, PA
November 28, 2014 11:13:54 AM
In reply to Johanna, Trooper, PA
Hi Johanna, thanks for reaching out to us. We're glad you asked us here at TD Helps about our gift cards, especially this time of year!
TD Bank VISA Gift Cards are available to any TD Bank Customer in amounts from $25 to $750. They can be purchased at any TD Bank Store location during lobby hours and you can confirm the hours of your nearest Store here: http://bit.ly/TDStores. If you want any background information on our gift cards or to review our Frequently Asked Questions, please check out this link: http://bit.ly/11BaYkv.
In regards to completing your transactions all at the same time, you would need to allow time for your check deposit to become available before purchasing your gift cards. Generally, check deposits are available in full the following business day after the date of your deposit (as long as your account has been open with us for more than 30 days). Please note that there are exceptions that may cause delays in funds availability, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits
In case the check you have is written from another TD Bank Checking account; please know that you do have the option to cash the check out directly against that account. Doing this, you can then deposit the cash to be available immediately. If this is possible, then yes you could complete all your transactions in the same visit.
Hope this helps Johanna. If you have any other questions about our Funds Availability, please reach out to a Banking Specialist at 888-751-9000. And if you have any questions about our TD Bank VISA Gift Cards, please reach out to a Gift Card Specialist at 888-294-2249. Both numbers are available to reach out to 24/7 for your convenience. Have a great Holiday!
LiShu R, Mount Laurel
November 28, 2014 11:15:36 AM