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The Cocoa Beach Garden Club wrote a $300 check for rent Sept 10, It got stuck in the side of our mail box and was found today. Shall e cash (deposit ) it or ask them for another check?
Bill, Cocoa Beach, FL
June 18, 2015 10:57:55 AM
In reply to Bill, Cocoa Beach, FL
Welcome to TD Helps, Bill. We appreciate your inquiry and would be happy to help.
In general, checks that are more than 6 months old are considered staledated.
If your check is drawn on TD Bank and is staledated, it's possible that it might still be negotiated by the Bank.
We can suggest that you visit a local TD Bank Store so that we can verify the account status and check for any stop payment orders on your check. Please see: http://bit.ly/TDStores for a listing of our Stores near you for assistance.
Please note that in the instance a deposited check is returned, fees may apply. We recommend reviewing: http://bit.ly/1cTejgt to ensure you are aware of this possibility before depositing the check.
If you don't have an account with TD Bank at this time and you might deposit the check to an account you have with another Financial Institution, we suggest contacting them prior to the deposit to be informed about any fees they may assess if it is returned.
Also, you may prefer to contact the person or company who wrote you the check to determine if a new one can be reissued to you.
We hope this helps, Bill. Let us know if you need anything else.
Yen D, Mount Laurel
June 18, 2015 11:00:48 AM