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enough money to cover the check. Last week I was advised that they couldn't do that and it would be better for me to deposit it and wait for the check to clear. What can i do to have my paycheck deposit immediatly
November 3, 2014 04:44:57 PM
In reply to nancy, brick
Thank you for joining us here at TD Helps, Nancy.
When cashing a check, please keep in mind that if the check is not drawn on TD Bank, it can still be cashed at any TD Bank location with your valid photo ID as long as you have sufficient funds in your TD account to cover the amount of the check (at least equal to the amount of the check available in your account). To find out TD store locations near you, please visit, http://bit.ly/TDStores.
If you decide to deposit your payroll check with a Teller, the first $100.00 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held up to 7 business days for verification purposes. After this grace period, not only will the first $100.00 be made available at the time of deposit, but the rest of the funds will credit to your account the following business day.
Because there are exceptions that may cause delays in funds availability, we invite you to look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ. On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
If you need additional information or assistance, our dedicated 24/7 Banking Specialists can be reached at 888-751-9000.
If we can assist you again, please feel free to write to us anytime! We hope this helps and enjoy your day.
Cameron P, Mount Laurel
November 3, 2014 04:45:43 PM