Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
October 3, 2014 04:57:12 PM
In reply to Nina, Philadelphia
Great question, Nina and thanks for looking to TD Helps for your answer. We are more than happy to help!
Based on what you've mentioned, it sounds like you have a Secured Credit Card with TD Bank. The Secured Card feature is available to anyone who wishes to establish or rebuild their credit history and is secured with funds held in a TD Bank savings account.
The funds you originally used for the account are held as collateral during the time you have the Secured card. If you request to close your card and we are able to confirm that your credit card account is paid in full with no outstanding Obligations on your Credit Card Account, you will then be able to access your original funds after the account is closed.
Please note, if you use and maintain a Credit Card Account for 24 consecutive Billing Cycles without committing an act of default pursuant to the Agreement, you may be eligible to apply for an unsecured TD Bank credit card upon your request.
For additional information we recommend reviewing pages 1 and 2 of our generic TD Easy Rewards Secured Credit Card Agreement: http://bit.ly/YX21jJ . Feel free to also contact a TD Card Services Specialist 24/7 at 888-561-8861, or visit any of our convenient TD Bank Store locations if you have additional questions or need help. Please find your closest TD Bank Store by searching here: http://bit.ly/TDStores, or contact a Customer Service Representative 24/7 at 888-751-9000.
We hope this was the information you were looking for, Nina and stop by again anytime!
Justin B, Mount Laurel
October 3, 2014 04:59:54 PM