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if funds are transferred into your td account will they be available same day?
Allison, Staten Island
November 12, 2015 03:41:36 PM
In reply to Allison, Staten Island
Thank you for visiting us on TD Helps today, Allison. We are more than happy to answer your questions.
If the funds are being sent as a wire, we post all incoming wires from the Federal Reserve on the banking day they're received successfully. A confirmation will be sent to you the day the wire transfer is credited to your account. Please note that incoming wire information must match the account title for the TD Bank account receiving it. We also do not process incoming Pay Upon Proper Identification (PUPID) wires and we return them to the sender.
To confirm if the wire has been credited to your account, you may access up-to-the-minute account information 24/7 by calling our Interactive Voice Response System at 888-751-9000. You may also press 0 to speak with our Banking Specialists who are also available 24/7 or, log into your Online Banking/Mobile App and review your pending or posted transactions.
If you have not enrolled for Online Banking, you can do so for free here: http://bit.ly/1lU2qfY. You will need your Social Security number, your TD Bank ATM/Visa Debit Card, your account number, and your email address. If you do not have a debit or ATM card, or if you need any assistance enrolling please call the number listed above to speak with one of our Banking Specialists. As always, you could also stop by any local TD Bank Store and they would be happy to help! Here is a link for you to view TD Bank location details and hours: http://bit.ly/TDStores.
Please note, once the wire is received and credited to your account, you'll be able to make the withdrawal on the same day. If you make the withdrawal with the bank teller, the maximum amount you can withdraw should not exceed your available balance at that time.
Please review the information listed below if you wish to withdraw funds at an ATM. The standard daily ATM Visa/Debit card limits are listed in the Deposit Account Agreement. Funds availability may be limited by factors such as your current available balance or a predetermined authorized daily limit established at your request. For standard daily withdrawal limits for your TD Bank Visa Debit card, please check our Personal Account Agreement at http://bit.ly/1kb17UQ (pgs. 39-40).
Thanks again for visiting us today, Allison, and enjoy the rest of your afternoon.
Justin B, Mount Laurel
November 12, 2015 03:43:14 PM