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billy, Cliffside park
June 7, 2015 04:06:08 PM
In reply to billy, Cliffside park
Good afternoon Billy,
We're glad you asked this and thanks for your message.
Kindly note that if the funds from this transaction have not yet been added back in to your available balance, TD Bank will not consider these to be available for withdrawal yet. If you choose to spend more than what is available, please note that overdraft fees can occur. We recommend waiting until the funds are returned and credited to your available balance to use them, to best avoid fees.
In general, you may overdraw your account by up to $5 per day without being charged a fee. If your negative balance exceeds $5 at the end of the day, we will charge you for each transaction that overdraws your account, up to 5 overdraft fees per day. Please follow here: http://bit.ly/Yv0ulC for additional detailed information on page 3, as well as at our current Fee Schedule: http://bit.ly/1cTejgt.
You might also like to check out our Deposit Account Agreement at: http://bit.ly/1kb17UQ (pgs. 9-10) for additional information.
Lastly, we invite you to take a look here: http://bit.ly/1AlDFOr for some helpful info regarding the overdraft options available through TD Bank. If you have any other questions, or to review this transaction and your account in better detail, feel free to contact us at 888-751-9000, available 24/7, or visit us at your nearby TD Store here: http://bit.ly/TDStores.
Thanks again and we hope this helps, Billy.
Wishing you a great week ahead!
Kristen P, Mount Laurel
June 7, 2015 04:07:57 PM