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I have a TD bank account that I opened a number of years ago on Bestgate Rd in Annapolis,MD It has been inactive for a while.
1) How do I reactivate it
2) I have a paper series EE savings bond that I want to redeem Can I do it at TD
Elizabeth O, Arnold
February 9, 2016 07:05:04 AM
In reply to Elizabeth O, Arnold
Welcome to TD Helps, Elizabeth. We'll be glad to point you in the right direction today.
First, to best assist you we recommend that you visit us at any TD Bank Store found here: http://bit.ly/TDStores to find out more about your account. Since you haven't used the account in some time, it will be necessary to stop in for us to provide you with current information. Kindly bring a valid photo ID such as a Driver's License, State ID or Passport.
We'd like to tell you a little more about accounts and their statuses. First, activity would be required for an account in order to maintain an Active status. If no transactions (deposits or withdrawals) are initiated by a Customer on an account it will be considered Inactive after a specified period of time. Savings, Checking or Money Market accounts are automatically changed to an inactive status after one year of no Customer-initiated activity, and these accounts will be Dormant after three or five years of no activity depending on your region or State.
Once you stop in to a Store, if you have determined that your account is still open with us, in order to reactivate it, we ask that you visit us during lobby hours at any TD Store. By making an over-the-counter deposit with one of our Tellers, your account status will be returned to active.
You're also welcome to see the article listed here: http://1.usa.gov/1ED20S9, which reviews information about abandoned or unclaimed accounts in the U.S. Please keep in mind that once an account becomes dormant, it can be turned over to the State in which the account was opened after a 3 or 5 years of no activity, depending on your location.
Please note that if this has occurred with your account, you'll be able to contact the State to claim the funds. There is no time limit to do this. You may be able to locate their telephone number via your State's website, or you're welcome to call us at 888-751-9000, and we'll be able to provide your State contact info for you over the phone.
You may redeem EE Savings Bonds at any of your local TD Bank location. To find out TD store locations near you, please visit, http://bit.ly/TDStores.
Please keep in mind that government regulations require that non TD Customers and TD Customers with a bank relationship 6 months or less can redeem up to $1,000.00 at any one time with proper ID. Also that EE Bonds must be held for a minimum of 12 months from the issue date before they are eligible for redemption. We also recommend that you record your own Social Security Number on the back of the bonds. It's your responsibility for claiming the interest gained and it will be sent via 1099 at the end of the year for tax reporting purposes.
We hope the information provided helps, Elizabeth. Take care.
Alara B, Mount Laurel
February 9, 2016 07:06:24 AM