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I have a TD debit card, and I'm going abroad to Australia for a few months. I know that if i withdraw cash from an ATM i will have to pay the ATM fee, but if I purchase things with my TD Debit card will I have a foreign transaction fee?
Mel, New York
December 21, 2015 12:55:49 PM
In reply to Mel, New York
Thanks for connecting with us here at TD Helps, Mel.
If you have a Checking account with TD Bank and one of our TD Bank Visa Debit cards to go with it, you'll be glad to learn that TD Bank does not charge you any foreign transaction fees for purchases made with this card. When using this card for a purchase in foreign currency, our Customers pay the Visa exchange rate at the time of purchase. This rate is not set by TD Bank.
Please keep in mind that fees that can be incurred while using international ATMs. Each withdrawal, transfer, and balance inquiry made at an ATM not owned by TD is subject to a fee, which is charged by TD Bank the same day the transaction is made. Our current Fee Schedule can be found here: http://bit.ly/1cTejgt, which details this for you. Please note that this fee may be assessed in addition to any fee assessed by the owner of the ATM or network, and may include fees for both withdrawals and balance inquiries.
You may refer to our Personal Deposit Account Agreement http://bit.ly/1kb17UQ (pages 44-45) for more information about what type of fees to expect.
If you are planning on travelling, prior to your travels, we do ask that you place a travel notification on your account before you leave the country so you don't run into any interruptions with your card. To do so, you may contact our 24/7 Customer Service line at 888-751-9000. After account verification, our Specialist would be happy to place a travel notification on your account(s).
You may also send a Secured Message through Online Banking as well. If you are not enrolled in Online Banking, please click here: http://bit.ly/1lU2qfY. You will need your Account Number, Debit Card Number, Social Security, and E-mail Address. Once you are enrolled, please sign into your account and click on the Customer Service tab and then select Send a Message. If you choose this option, please include the exact travel dates, destinations and if there will be any connecting flight if applicable. If you need help enrolling, please contact our Banking Specialist 24/7 at the number provided above.
If you are unable to call or send an email, you can always visit your local TD Bank and have a Customer Service Representative place the travel notes for you. Please visit: http://bit.ly/TDStores to find TD Bank near you.
Additionally, we also recommend carrying more than one method of payment while traveling, just in case you encounter any acceptance issues. For more travel tips while in the Australia, please visit http://bit.ly/1gDrDYu.
If you ever need to contact us while you're out of the country, you may reach us at (856)-751-9000. Additionally, you can call collect from a landline at (215) 569-0518.
We hope you find the information provided helpful, Mel.
Yen D, Mount Laurel
December 21, 2015 12:56:56 PM
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