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I have a TD debit card, and I'm going abroad to Australia for a few months. I know that if i withdraw cash from an ATM i will have to pay the ATM fee, but if I purchase things with my TD Debit card will I have a foreign transaction fee?
Mel, New York
December 21, 2015 12:55:49 PM
In reply to Mel, New York
Thanks for connecting with us here at TD Helps, Mel.
If you have a Checking account with TD Bank and one of our TD Bank Visa Debit cards to go with it, you'll be glad to learn that TD Bank does not charge you any foreign transaction fees for purchases made with this card. When using this card for a purchase in foreign currency, our Customers pay the Visa exchange rate at the time of purchase. This rate is not set by TD Bank.
Please keep in mind that fees that can be incurred while using international ATMs. Each withdrawal, transfer, and balance inquiry made at an ATM not owned by TD is subject to a fee, which is charged by TD Bank the same day the transaction is made. Our current Fee Schedule can be found here: http://bit.ly/1cTejgt, which details this for you. Please note that this fee may be assessed in addition to any fee assessed by the owner of the ATM or network, and may include fees for both withdrawals and balance inquiries.
You may refer to our Personal Deposit Account Agreement http://bit.ly/1kb17UQ (pages 44-45) for more information about what type of fees to expect.
We recommend carrying more than one method of payment while traveling, just in case you encounter any acceptance issues. For more travel tips while in the Australia, please visit http://bit.ly/1gDrDYu.
If you ever need to contact us while you're out of the country, you may reach us at (856)-751-9000. Additionally, you can call collect from a landline at (215) 569-0518.
We hope you find the information provided helpful, Mel.
Yen D, Mount Laurel
December 21, 2015 12:56:56 PM
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