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lynn, lafayette hill
September 22, 2015 08:36:13 AM
1 person recommended this |
In reply to lynn, lafayette hill
Thanks for joining us here at TD Helps, Lynn. We would be happy to help!
Based on your inquiry it sounds like you recently made a deposit and it is still pending. If so, we'd be happy to help provide details on when you should expect the deposit to be available.
Generally speaking, if the check deposit was made with a Teller, the first $100 is made available immediately. If you are a new account holder and your account has not been open for 30 consecutive days, Check Deposits can be held for 7-10 business days for verification purposes. After this grace period, not only will the first $100 be made available at the time of deposit but the rest of the funds will credit to your account the following business day
Deposits made at a TD Bank ATM before 8:00 PM on a business day are considered deposits made on that business day. A business day is every day except Saturdays, Sundays, and federal holidays. If you make a deposit at an ATM before 8 PM on a business day that we are open, we will consider that to be the day of your deposit. However, if you make a deposit at an ATM after 8 PM, or on a day we are not open, we will consider that the deposit was made on the next business day. Accounts that are less than 90 days old will generally see availability of funds the next business day.
You may also take a look at our Personal Deposit Account Agreement here: http://bit.ly/1kb17UQ . On pages 38-41 you can find our Funds Availability Policy along with information about when you'll have access to deposits.
As this is pertaining specifically to your account, to better assist you with your concerns, we ask that you connect with our Banking Specialists who are available 24/7 and would be happy to help after account verification. You may connect with us at 888-751-9000.
We hope this helps and please let us know if you need anything else.
Yen D, Mount Laurel
September 22, 2015 08:39:56 AM
1 person recommended this