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July 26, 2014 11:15:21 AM
In reply to ryan, salem
Thanks for joining us on TD Helps today, Ryan. We'd be happy to point you in the right direction.
Though we are affiliated with TD Canada Trust across the border, we are not the same institution. We do apologize for the convenience however, you would not be able to make a deposit there and it credit your US account. There are other ways to make deposits while on the go so not to worry!
One of the easiest ways to deposit checks into your account is through TD Mobile Deposit. If you choose to make a deposit through your smart phone, you’ll first need to ensure you have an internet-enabled Android or iPhone device with a camera and that you are enrolled in TD Bank Online Banking as well as the TD Bank Mobile Deposit service. Also, please make sure you have been a TD Bank customer for at least 90 days or longer with an active checking, savings or money market account. Only checks in U.S. Dollars are able to be deposited through our Mobile Deposits. You can always visit http://bit.ly/1e3jiYF to view other Frequently Asked Questions which could be useful.
If you've been a customer less than 90 days, we have another option for you. You can make a deposit via mail by sending your deposit to: TD Bank, N.A. ME2-001-033 P.O. Box Number 1190 Lewiston, ME 04243.
Here are some tips to consider prior to mailing your deposit:
- Cash should not be sent through the mail
- Payee of the check and name on deposit ticket should be the same
- Checks should be endorsed (and restricted for deposit only)
- Multiple checks should be listed and a total of the deposit listed
- Enclose the deposit ticket, not the carbon copy
- If using a blank deposit ticket, please write account number clearly
- Do not staple transactions
You may also consider sending a wire transfer between your accounts in the United States and Canada.
The first step for sending a wire transfer is to decide the currency your funds will be sent in. For US dollar transfers being sent to TD Bank you want to include the following information:
Wire to: TD Bank, N.A. Wilmington, Delaware ABA: 0311-0126-6
If you decide to send the funds in Canadian currency to TD Bank, you will need to also include the additional information listed below:
Correspondent Bank SWIFT Code: TDOMCATTTOR Correspondent Bank: The Toronto Dominion Bank, Toronto, Ontario, Canada, M5k 1A2 Beneficiary Bank SWIFT Code: NRTHUS33XXX Beneficiary Bank: TD Bank, N.A. Address: 6000 Atrium Way Mount Laurel, NJ 08054 USA.
You should expect to receive the funds within three to five business days. We post all incoming wires received from the Federal Reserve until 6:30pm on the current banking day. A confirmation will be sent to you the same day the wire transfer is credited to your account. At this time, we may not process or disburse funds from wire transfers received designated Pay Upon Proper Identification (PUPID) and will return them to the sender.
Check out http://bit.ly/1cTejgt to see any fees that may be associated with receiving a wire transfer.
If by chance your Canadian account is with TD Canada Trust, you may use our Cross-Border Banking feature. For more information, please take a look here: http://bit.ly/1ienPN4. By dialing 1-877-700-2913, our Cross-Border Banking Specialists, who will be available to you 24/7, would be more than happy to help schedule your wire.
We would also recommend checking out http://bit.ly/1kb17UQ for all of the information you'll need to know about funds availability starting on page 35.
We hope this helps, Ryan and have a good day.
Yen D, Mount Laurel
July 26, 2014 11:17:11 AM