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I have an account under my grandfathers name, I was told I will be able to get to use the account or access the account after 18 or by 18. Is this true ?
August 4, 2017 10:50:27 AM
In reply to Desiree, Ridgewood
Hi Desiree! Thanks for writing in.
Depending on how the account was set up with your grandfather, you may have access to it.
If the account was set up as a joint account, you full access, regardless of your age. If that’s the case, simply give us a call 24/7 at 888-751-9000 or stop into a local TD Bank Store with photo ID and we'd be happy to assist you with the account. To find one near you, please click here: https://go.td.com/1nq31dc.
If the account was set up as a custodial account, you would be listed as the minor and would not have access to the account, regardless of age. If this is the case, your grandfather is the only person able to access the funds.
If your grandfather is ready to give you access, we'd be happy to help. We invite you both to stop in to see us at any of our Stores. We can close out the current account and provide him the funds, which he can then give to you or a new account can be opened. This new account could be in your name alone or titled so that you both have full access.
We hope this info helps, Desiree. If you have any questions at all, please don't hesitate to give us a call at the number above or stop in to see us. We're always available to help.
We hope you have a wonderful weekend!
Candice A, Mount Laurel
August 4, 2017 10:50:56 AM