Small Business Banking
Private Client Group
Personal Financial Services
For the quickest answer, search previously asked questions below. Chances are, others have asked a similar question and there's already an answer waiting for you. If you can't find a match, ask a new question and our team members will answer.
Me and my husband are looking into buying a house. Should we apply for a loan and see what we get approved for before we really start looking or should we find a house first and apply for the specific amount of that house?
April 2, 2014 11:43:50 AM
4 people recommended this |
In reply to Amanda, Greenville
Thanks for writing to us here at TD Helps today, Amanda.
Buying a home is very exciting news and can also be very overwhelming at times. Doing research on home buying is a great first step in the process as being well-informed can help make you feel confident and in control before making any major financial decision. We hope we can help ease your mind, at least a little bit, during this process.
First, knowing your budget is a great start and can help you find a home you can afford, negotiate a price and prepare for closing. For details to help making this process easier, take a look at our first-time homebuyers website. Here we answer common mortgage questions and provide more step by step details to walk you through the full mortgage process. You can even download a free kit to get in-depth FAQs and tools to help you and your husband as you shop. A link to this site can be found here: http://bit.ly/nmrHXh
To begin the process of applying for a loan, you may want to decide on what type of loan you would want to apply for. By taking a look here, http://bit.ly/Pj0Nes , you can view our wide ranges of loans that may best fit your needs. Once you’ve decided on the one best for you and your husband, you can apply directly online or you can also stop by and visit us at your nearest TD Bank Store. You can also contact a Home Lending specialist directly at 800-822-6761 for more information.
We hope this answers your questions and have a great day!
Steph C, Mount Laurel
April 3, 2014 06:04:17 PM