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ABA routing number and wire number are the same. Are these different? Also, do I need a SWIFT for transactions from Canada? Also, I am confused about the two SWIFTS that are listed in other answers. To receive funds from international sources (Europe), do I need both numbers TDOMCATTOR and NRTHUS33?
Beth, New York
March 4, 2015 01:35:59 PM
In reply to Beth, New York
Welcome to TD Helps and thank you for sending us your question, Beth.
If you are expecting an incoming international wire transfers, the information you need to provide to the sender is based on how the funds are being sent, regardless of the states where your TD accounts are opened and the countries where the wires are coming from.
If the funds are being sent in U.S. Dollars, please provide the following information to your depositor:
Wire to: TD Bank, N.A. Wilmington, Delaware, ABA: 0311-0126-6, Your complete name as it appears on your account, along with your account number.
For Foreign Currency transfers being sent to TD Bank you need to include the additional information as follows: Correspondent Bank SWIFT Code: TDOMCATTTOR Correspondent Bank: The Toronto Dominion Bank, Toronto, Ontario, Canada, M5k 1A2 Beneficiary Bank SWIFT Code: NRTHUS33XXX Beneficiary Bank: TD Bank, N.A. 6000 Atrium Way, Mt Laurel, NJ 08054
In Favor of:
Your Account Number
Your Full Name
Your address: (Please include City, State and Country)
In the instance that you'll be receiving a wire transfer in Foreign Currency, the funds are routed to our correspondent bank, TD Canada Trust, for conversion to US Dollars using the first SWIFT code (TDOMCATTTOR). The funds are then sent to TD Bank US, using the second SWIFT code (NRTHUS33XXX). For this reason, if the wire will be sent to you in any other currency than US Dollars, please provide both sets of numbers to your depositor so that they can arrive to your TD Bank US account.
You should expect to receive the funds within three to five business days. We will post all incoming wires on the banking day they are received. International wire transfers sent by US Dollars can be received until 6:30 PM EST. If the incoming wire is Foreign Currency it can be received until 3:30 PM EST. Also, we do not process incoming Pay Upon Proper Identification (PUPID) wires and we return them to the sender. For more info on the fee for wire transfers, please take a look here: http://bit.ly/1cTejgt.
If you have additional questions, you're welcome to give us a call 24/7 at 888-751-9000, or stop by any TD Bank Store of your choice. Find a local listing here: http://bit.ly/TDStores.
We hope this information helps, Beth. Enjoy the rest of your day!
LiShu R, Mount Laurel
March 4, 2015 01:36:56 PM