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There is two months that I opened checking account in TD bank ,because I am new comer and without credit history they refused to issue me normal credit card Now I want to know :
1-is it possible in base of my actual checking account,I receive secured credit card?
2-regard to your answer to another client I want to know about reasons that my secured credit card will be not approved
3-My actual checking bank is shared with my husband and now he traveled to other country for several months ,is it possible I request secure credit card my self for both of us
Hengameh, south portland
September 24, 2015 10:20:33 PM
Borrowing & Managing Your Credit
1 person recommended this |
In reply to Hengameh, south portland
Welcome to TD Helps, Hengameh. We appreciate your visit and would be happy to help.
Before we begin, we'd like to share with you some helpful tools TD Bank offers that may help you rebuild your credit score. We invite you to check out: http://bit.ly/1nUzsyy, this will also give you tips on how to maintain your good credit once it’s established. And to better understand your credit score and report, we invite you to visit: http://bit.ly/1jOWoe7.
We are happy to inform you that TD Bank does offer secured credit cards. A secured credit card is available to anyone who wishes to establish or rebuild their credit history and is secured with funds held in a TD Bank Savings account. You're welcome to take a look here for the Personal Credit Card Agreement for both the TD Easy Rewards Secured and TD Cash Rewards Secured: http://bit.ly/1wtjCwy for more details. Please understand that the decision process is based on your current credit score rather than your Checking account balance.
Once you are ready to apply for a TD Secured Credit Card, we ask that you stop by any TD Bank Store, during lobby hours. For hours and locations near you, please visit: http://bit.ly/TDStores. You can also set up an appointment by calling us at 1-888-751-9000. Our Banking Specialists are available 24/7 and would be happy to set up an appointment for you at the desired TD Store.
If you have any additional questions regarding our Secured Credit Cards, you are welcome to connect with Card Services Specialists 24/7 at 888-561-8861.
After you've applied, you should expect to receive a decision via mail within 7-10 business days after the application was submitted, and please note if you would like to add your husband as a signer to the Secured Credit Card account, he would need to visit a TD Store location with you to do so.
Thanks again for writing in, Hengameh, and enjoy the rest of your night!
Justin B, Mount Laurel
September 24, 2015 10:21:23 PM
1 person recommended this